Ralph Norman is a retirement financial coach who has made Arizona his home for the last four decades. Along with his wife Terri and their four children, he enjoys a life filled with sports, school activities, and deep involvement in his church and the ministry he co-founded to help feed the homeless. Learn more about Ralph at RalphNormanRetirement.comShon has spent the last 20 years as a retirement coach where he finds great joy in helping clients protect their retirement assets. He is also a National Coach for the Retirement Shield program. Shon finds his greatest purpose in being a husband and a father. He and his wife, Hillary, have three sons and two daughters and they enjoy spending summer days at the family’s lake cabin.