We all understand why it is important to invest in mutual funds for a healthy retirement. Unfortunately there are 10,000 funds out there to choose from so making the right choice can be difficult.So this is what usually happens. You send your money off to some high-flying mutual fund in Boston you heard about on TV and hope for the best. But many times growth is not what you get. As a matter of fact often you even lose money, even when the market is advancing. So you can't help but wonder "What’s going on?"This book was the result of some serious detective work about the market. I wanted to cut through all the crap the financial industry throws at you so that investors could make better financial decisions. Unfortunately the mutual fund industry is not always honest with those who invest their hard earned dollars so my goal is to outline the advantages and disadvantages of different types of funds.The good news is that this book will help you make intelligent decisions. It outlines everything you need to know to invest wisely. It explains the differences between funds and the important questions that must be asked before investing your hard earned dollars. After reading this book, you just might discover that making an informed decision is not that difficult.