Debt is a dream killer, a glass ceiling that has conscripted people from achieving their ambitions. A lot of people are being forced to change careers, forego college, postpone marriage or delay moving into their house because of the huge burden of debt that hovers above the. Most people live paycheck to paycheck and need to borrow to meet financial obligations. our society encourages us to take up more debt than we can afford giving us the false notion of financial security. however, the pandemic has opened up the stench in our personal finances. over 30 million Americans filed for unemployment benefits in the first month of the lockdown, implying that most people are struggling financially. This book helps you to understand debt in its various forms (student loans, credit card debt etc.) and shows you how to manage your debt. It shows you signs to look out for to know if debt is affecting your life and strategies for reducing your debt. It is good for millennials who want to take charge of their financial lives and also those hoping to retire debt free. It is a most read for everyone who is concerned about their finances.