"You live from paycheck to paycheck and never save. This makes it look like a routine, going round in circles. It’s important to save, invest and spend wisely. ""You do not think you can change anything about you. You will be powerless if you think your future is in the hands of other people. If you want to make money and succeed in this life, avoid the blame game." The excerpts above are possibly one of the reasons you are still poor. In solving a problem, the first step is identifying the real problem. This book is no spell book but if read with all seriousness, your financial situation is bound to turn around. This book is handy for a reckless son, carefree daughter, extravagant wife e.t.c You also stand the chance of winning an $50 gift card from each book contained in this series.