The per capita monthly income of India lay at around Rs 11,000 during FY20, which is clearly on the lower side against world standards. With this amount, people in India can barely feed themselves, leave alone proper clothing, shelter and other amenities. What could be the reasons behind this consistently low per capita income and what can be done about it? Let’s see. Even among the more educated and middle-class lot, the ballpark figure of Rs 1,00,000 per month as salary / income seems to be a distant dream most of their lives. People get excited upon a salary of Rs 40,000 per month, leave alone 1 lakh. Are we collectively under-ambitious, or is there a lot more to this story? Let’s see.