Giving you the tools you need to manage your money now and in the future.“Arriving at university at the age of 18, I was handed my first credit card by my bank. This was the beginning of more than two decades worth of addiction to debt and having to teach myself how to escape its clutches.”In this ‘how-to-guide’, gifted mathematician, accountant and personal finance expert Lynn Beattie reveals the struggles she has faced with money and how she overcame them to transform her life. Offering fresh insight on the truth about the emotional nature of our relationship with cash, Lynn talks about budgeting and saving on household bills, food, family time, as well as the more socially taboo subjects of debt repayment and making money.Each chapter is packed full of personal real-life experience, guidance, and tools to transform your life, from your every-day money management through to helping with longer term financial freedom. Bursting with passion to enable everybody to have the freedom that financial understanding brings, The Money Guide to Transform your Life gives you the means by which you can successfully manage your money now and in the future."From the heart and from real, gritty experience, this book is crammed with actionable tips to help turn your financial life around - highly recommended!" Pete Matthew, Founder of Meaningful Money. With foreword by Romi Savova, Chief Executive Officer of PensionBee.